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Insurance & Wigs Page
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Cranial Prostheses
Diverse Roots Hair Company is here to help you on your Cranial Prostheses & medical wig journey! This section is for clients who are purchasing a wig for medical purposes. Can insurance help purchase a wig? The answer is yes, but it takes a bit of work to find out if you’re qualified, and if your health insurance policy is among the many that offer this option. Below, explore our comprehensive guide to medical wig insurance claims.
Are you covered?- Cranial Prostheses
Are you experiencing temporary or permanent hair loss from illness or genetics? Very few people know this, but when you lose your hair due to medical reasons such as chemotherapy, alopecia, trichotillomania, or other medical conditions, you can file an insurance claim to receive a partial or full cost of your cranial prosthesis.
What is Cranial Prosthesis (Medical Wig)?
A cranial prosthesis is a wig for medical patients who have permanent hair loss (such as alopecia areata, alopecia totalis, trichotillomania), or temporary hair loss resulting from treatment for chemotherapy, radiation, or any other clinical disease.
The term, cranial prosthesis, is used when applying for medical insurance or tax deduction status. Other common terms for a wig used for medical purposes include: full cranial prosthesis, hair prosthesis, cranial hair prosthesis, extra-cranial prosthesis.
Note: Since the above processes are an ongoing condition, you may be eligible to receive full or partial coverage to purchase the full cranial prosthesis by your health insurance company.
Consulting with your Insurance Provider- Cranial Prostheses
For medical hair loss, you may obtain payment for the full cranial prosthesis. Depending on your policy, some insurance companies will require you to pay upfront and then be reimbursed, others will pay for your prosthesis upfront.
Most insurance companies will cover between 80-100% of the cost for your full cranial prosthesis and will allow you to receive one cranial prosthesis per year for medical hair loss. Depending on your insurance, your prosthesis may also be a tax deductible medical expense. We confirmed with an insurance representatives that if a person’s medical bills are over 7.5% of their income, then the wig would become tax deductible. However, the individual should discuss this with their tax advisor first.
Through research, we discovered that in default policies there is no coverage for wigs as they are part of the Standard List of Exclusions. However, you can contact your employer’s HR department or your insurance broker to renegotiate your insurance contract to include your cranial prosthesis coverage.
Common Medical Hair loss Covered By Insurance
- Alopecia Hair Loss
- Chemotherapy
- Related Hair Loss
- Radiation Related
- Hair Loss
- Thyroid Related Hair Loss
- Kidney Related Hair Loss
- Cancer Related Hair Loss
- Medical Hair Loss Due to Genetics, Stress, Reaction to Medical Illness, Life and Environmental Changes, Aging, Thinning, and/or Balding
FAQ For Insurance and Wigs
Find answers to commonly asked questions about cranial prostheses from Diverse Roots Hair Co. Learn about their benefits, customization options, care tips, and more.
What is a cranial prosthesis?
A cranial prosthesis, also known as a medical wig or hairpiece, is a specialized hair replacement system offered by Diverse Roots Hair Co. It is designed for individuals experiencing hair loss due to medical conditions or treatments.
How is a cranial prosthesis different from a regular wig?
Diverse Roots Hair Co. provides cranial prostheses that are specifically designed to meet the unique needs of individuals with medical hair loss. These wigs are crafted with specialized materials and construction techniques for a natural appearance and maximum comfort.
Are cranial prostheses from Diverse Roots Hair Co. customizable?
Yes, Diverse Roots Hair Co. offers customizable cranial prostheses. They can be tailored to match the individual’s natural hair color, texture, and style preferences. They are also adjustable to fit the wearer’s head shape and size for a secure and comfortable fit.
How can I care for my cranial prosthesis from Diverse Roots Hair Co.?
To care for your cranial prosthesis from Diverse Roots Hair Co., follow the manufacturer’s instructions provided with the wig. Use specialized products recommended for synthetic or human hair wigs. Regular brushing and storing the wig on a stand when not in use can help maintain its shape and quality.